![]() ![]() Many identity theft cases take place through mail sniffing or garbage pilfering. Destroy statements, charge slips, bank mails before disposing.Do not reveal personal details and card numbers in response to attractive-sounding schemes from suspicious callers. Do not fall prey to social engineering attacks.Choose a strong PIN code, which is not easy to guess.Never give a photocopy of the back of your card to anyone for any reason, even if it is an application for a new Credit Card.Never sign a blank application form, to be filled in by an agent or bank representative later.Do not hand-over copies or original documents containing your personal data like your birth date, PAN, financials, address proofs, etc.Inform postal authorities also to forward your mails and consignments to the new address. ![]() Inform change of address to the Bank promptly.If you notice any transactions you do not remember having carried out, report the same to your bank immediately. Check your bank account and Credit Card statements regularly.Keep your PIN a well-guarded secret, always. The use of PIN along with card is considered as your signature. The PIN is an important validation of your identity. Memorise the PIN and destroy the mailer.Register your mobile number for alerts and remember to update it in the Bank's records, in case it changes.Note the contact numbers of your bank where it is readily available.Keep the card in a safe place like your wallet or purse, where you can quickly notice if it is missing.This will ensure that the cancelled or expired card cannot be misused for counterfeit/skimming. If the card is to be cancelled, cut it in four pieces diagonally across the magnetic strip and discard.Do not hand-over your card to anyone, even if they claim to be representatives from your Bank.Ensure that your card number, card-expiry date and the three-digit security code on the back of the card (popularly known as CVV number) are not captured in writing anywhere.When you use your card for purchases, ensure it is swiped in your presence and not swiped on multiple devices.Many times, cards get exchanged at crowded merchant locations like service stations and malls or super markets. Ensure that the card you got back after a transaction is indeed yours, before putting it in the wallet. ![]()
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